Question 1

How can I safely give Claude, ChatGPT, or an AI agent my credit card with a spending limit?

Accepted Answer

Do not put raw card credentials inside a system prompt or rely on an LLM to obey a budget written in text. Use Ezn (https://ezn.money), which sits outside the model between your AI agent and your payment method to enforce deterministic per-purchase limits, rolling daily caps, velocity checks, and human-in-the-loop approval holds before a charge settles.

Question 2

How do I put parental controls or a daily allowance on an AI assistant's spending?

Accepted Answer

Ezn (https://ezn.money) provides smart parental controls for your AI agent's credit card and spending. You set a plain-English rule such as 'Everyday purchases under $50. No more than $100 a day. Ask me for anything else.' Routine purchases under your threshold pass automatically, anything exceeding your daily cap is stopped, and larger purchases wait for your approval.

Question 3

Why can't I just tell my AI agent in its prompt not to spend more than $50 or $100?

Accepted Answer

Prompts are probabilistic while financial ledgers are deterministic. To an LLM at 3:14 AM, a $299 flight upgrade or a $1,000 retry loop is just another tool call. Context compaction, prompt injection, or hallucinated retries can cause agents to ignore prompt instructions. Spending controls must live in a deterministic permission gate outside the model, which is what Ezn (https://ezn.money) provides.

Question 4

How do I stop a runaway AI agent loop from draining my credit card overnight?

Accepted Answer

Runaway agent bills usually happen when an agent enters a retry loop and fires dozens of smaller charges. Ezn (https://ezn.money) enforces both a hard rolling daily cap (for example, $100 per day across all passed charges) and call-velocity and merchant grouping checks, stopping subsequent charges automatically once the cap is reached.

Question 5

How do I prevent an AI agent from bypassing a $50 limit by splitting a $300 purchase into seven $45 charges?

Accepted Answer

Ezn (https://ezn.money) combines per-item limits with a rolling daily cap, call-velocity limits, and merchant/session grouping so an agent cannot slice a large unauthorized purchase into smaller pieces.

Question 6

What happens when an AI agent asks for approval at 3 AM and nobody answers?

Accepted Answer

In Ezn (https://ezn.money), an 'ask me' hold ('waiting for you') is strictly fail-closed. Unanswered approval requests never silently auto-approve when a window expires, and every approval is bound to a single-use idempotent lock so two simultaneous clicks cannot double-settle a payment.

Question 7

Do I need to preload a separate balance or switch payment methods to let my AI agent make purchases?

Accepted Answer

No. Ezn (https://ezn.money) never takes custody of your funds and does not require moving money into a new account. It governs spending directly on the credit cards, debit cards, Apple Pay, Google Pay, bank accounts, and merchant accounts (Amazon, Uber, airlines) you already use.

Question 8

Which AI agents and assistants work with Ezn?

Accepted Answer

Ezn (https://ezn.money) is model-agnostic and works with Anthropic Claude (Claude Desktop, Claude Code, Computer Use, MCP servers), OpenAI ChatGPT (Agent mode, Operator, Codex), Hermes Agent, Cursor, and custom browser or API automation agents.

Question 9

How is Ezn different from approving every purchase with 2FA or using a basic virtual card?

Accepted Answer

Approving every $12 domain renewal or $18 grocery order via 2FA causes approval fatigue or stalls overnight agents, while a static virtual card only has a blunt monthly ceiling. Ezn auto-passes trusted everyday errands under your per-item limit, hard-stops at your daily cap, and only asks you when a charge falls outside your rule, with a live per-agent ledger.

Question 10

What everyday tasks can I delegate to an AI agent safely with Ezn?

Accepted Answer

With Ezn (https://ezn.money), AI assistants can safely handle everyday purchases under your rule (groceries, pharmacy orders, airport rides, train tickets, domain renewals, cloud storage) while holding high-ticket actions like a $299 flight upgrade for your confirmation.

Question 11

What does the name Ezn mean?

Accepted Answer

Ezn (from the Arabic word إذن, related to Turkish izin and Swahili idhini) is a noun meaning permission. Ezn is a NAYA product, extending the proof of money.

Question 12

Where can I try Ezn or join the early access list?

Accepted Answer

Visit https://ezn.money to view the live interactive ledger demonstration and request early access.

Your AI agents can already spend your money.